Services
Four kinds of work I take.
Fees are quoted after the first call, before you decide.
Internal control for small companies
Live
Who it is for
Owners of companies of 5 to 30 people: nobody reconciles the cash, and anyone can sign.
Mechanism
The three things a bank or an auditor asks for first:
- Who can sign, up to what limit.
- How often cash is reconciled.
- Where the exceptions sit, and who approved them.
Limits
- Tax accounting and the signatures stay with your team.
- I promise only the part I control.
- Few companies at a time.
Next step
Show me how you approve a paymentHow it works, 4 steps
I build it with your team out of the tools you already have, and add software only when a step repeats often enough.
- 01Half a day reading the current state: cash flow, who decides what, where the supporting documents sit.
- 02A one page risk map and five fixes to make first, each one with a measure.
- 03Built with the team: the signing authority matrix, the payment approval flow, reconciliation templates, the closing calendar.
- 04Monthly support until the team runs it alone. I step back in stages.
Dealings with state agencies stay in your name. What I promise is that every exception has a record and a named person answering for it.
This is work I did for my own company, after five years in audit and two and a half years in bank credit administration.
I built the approval process and the signing authority matrix at PFA and NoLimit. This service is only now open to outside clients.
Secured and unsecured loan advisory
Live
Who it is for
Anyone about to borrow a large sum for a home or property. Household businesses, the registered sole trader form in Vietnam, and companies that need capital.
Mechanism
Three things before you sign:
- Compare risk appetite across banks.
- Build the file to each bank's appraisal standard.
- Name the floating rate, the penalty fees, the bundled insurance.
Limits
- No guarantee of approval or disbursement timing.
- No commission from banks.
- Insurance is out of scope.
- Unsecured lending: from 100 million VND.
How it works, 5 steps
- 01First call, 15 to 20 minutes, no fee. I listen to what you need, then say plainly whether I take the case.
- 02File analysis: repayment capacity, credit history, borrowing purpose.
- 03Options across several banks, with the fee stated in full. You decide whether to go on.
- 04Execution: prepare the file, work with the bank, negotiate terms, stay on it through to disbursement.
- 05After the loan closes: restructuring when needed, preparation for the next one.
I promise only the part I control.
The fee schedule is public at pfa.com.vn/phi-dich-vu (opens in a new tab).
The service is delivered through PFA Management Consulting and Investment Co., Ltd. in Đà Nẵng. Client meeting points in Hà Nội and Đồng Nai.
ERP and Telegram or Zalo bots on your own infrastructure
Live
Who it is for
Companies of 2 to 10 people, run on Excel, memory, and Zalo, a Vietnamese messaging app.
Mechanism
- Web to read, bot to command inside the Telegram or Zalo group.
- AI proposes; posting to the ledger takes a person clicking approve.
- Pick modules one at a time, no full suite to buy.
Limits
- Vietnamese only. Telegram, Zalo, Supabase only.
- The data belongs to you.
- The framework already runs inside my own companies. You would be the first outside client.
Next step
Show me what you keep your books inHow it works, 5 steps
Fits retail shops, small workshops, agencies, service firms, clinics, engineering companies.
- 01Survey the pain points. Each one has to be measurable in three numbers, and I ask first which areas already run on software.
- 02Pick modules from the preset for your industry, and catch conflicts before install.
- 03A quote with a range, set by how clear the requirements are.
- 04Set up on your own Supabase and hosting, handed over with documentation in Vietnamese.
- 05Handover only after the automated test suite passes in full. Maintenance billed monthly.
The narrow scope is deliberate. Each client gets their own infrastructure, assembled from 31 existing modules.
This framework comes out of three systems running in three companies I operate. The first round with an outside client is still ahead.
The first outside company gets a lower price and my attention across the whole project.
Open interest rate data and speaking sessions
Live
Who it is for
Product teams that need interest rate data. Investors and distribution partners. Groups inviting a speaker.
Mechanism
- Publicly posted interest rates, as CSV and JSON, every cell carrying its source.
- Building small systems with AI, with a human approver kept in place.
Limits
- Publicly published figures only, separated from the identity of whoever posted them.
- The blog carries only what I write myself.
How it works, 3 steps
I talk about running a small company on AI, including the times it broke.
- 01You say what you need, I say what exists, in one short call.
- 02If it fits: agree the scope, the data, and how the source gets credited.
- 03Start small, measure, then widen.
AeroSky fire doors go on sale online once the Vietnamese circulation license for fire safety products is complete. Leave your requirement and I will advise on the EI rating and tell you when sales open.